Insurance
What to consider before buying insurance
Match cover to your real risks, and read the exclusions as carefully as the benefits.
Start with what you need to protect: your income, your health, your assets, or your liabilities.
Choose a cover amount based on realistic costs, not just the lowest premium.
Read waiting periods, sub-limits, co-payments and exclusions in the policy wording.
Disclose your health and lifestyle details honestly. Non-disclosure can lead to claims being rejected.
This guide is for general education only and is not financial, tax or investment advice.
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