loans
Unsecured borrowing for planned or unexpected personal expenses.
Things to consider
Income stability and employment type · Credit history and score · Existing EMIs relative to income
Indicative documents
PAN and Aadhaar · Recent salary slips or ITR · Bank statements (typically 3–6 months)
Long-tenure financing to purchase, construct or renovate a residential property.
Things to consider
Property value and legal title · Applicant age and remaining working years · Down payment capacity
Indicative documents
KYC documents · Income proof · Property documents and sale agreement
Move an existing home loan to another lender, potentially at different terms.
Things to consider
Processing and legal fees at the new lender · Foreclosure terms at the current lender · Remaining tenure
Indicative documents
Existing loan statement · Sanction letter · Property documents
Working capital and growth financing for businesses and self-employed professionals.
Things to consider
Business vintage · Turnover and profitability · GST and banking history
Indicative documents
Business registration proof · ITR and financials · GST returns · Bank statements
Secured borrowing using residential or commercial property as collateral.
Things to consider
Property valuation and title · Loan-to-value limits set by lenders · Repayment capacity
Indicative documents
Property title documents · Income proof · KYC documents
Borrow against eligible shares, mutual funds or bonds without selling them.
Things to consider
Eligible securities list of the lender · Margin requirements and market volatility · Pledge process
Indicative documents
Demat holding statement · KYC documents
A flexible credit line where interest is typically charged only on the amount used.
Things to consider
Sanctioned limit and renewal terms · Security requirements · Annual charges
Indicative documents
Income or business financials · Bank statements · KYC documents
Loans are offered by lenders and authorised partners, subject to their eligibility criteria and credit assessment. RAREWOOD CAPITAL does not guarantee approval, interest rates or savings.
Share a few details and our team will get in touch.
